About Mittal Infocom Pvt. Ltd.

Mittal Infocom Pvt. Ltd. is one of India’s leading and most trusted distribution partners for Apple Inc. products, known for excellence in distribution, retail expansion, and channel management. With a strong presence across markets, the organisation focuses on operational efficiency, financial discipline, and long-term partner relationships to drive sustainable growth.

Role Purpose The Head – Credit is responsible for managing the complete credit control function, including credit evaluation, collections, billing control, and receivables management. The role ensures minimisation of financial risk, improvement in cash flow, and strict adherence to credit policies while supporting business growth through effective coordination with sales and operations teams.

Key Responsibilities

1. Credit Control & Risk Management

- Manage end-to-end credit lifecycle for retailers and distributors
- Evaluate and approve credit limits based on risk assessment
- Monitor outstanding balances and ageing regularly
- Identify high-risk accounts and implement corrective actions
- Ensure strict adherence to credit policies and billing controls

2. Collection & Receivables Management

- Drive timely collection of outstanding payments
- Monitor daily ageing reports and overdue accounts
- Coordinate with sales and branch teams for collections
- Escalate critical cases and ensure reduction in bad debts
- Maintain strong cash flow discipline

3. Billing Monitoring & Control

- Oversee billing activities across branches
- Ensure billing as per approved limits and policies
- Control excess or unauthorized billing
- Ensure no billing for overdue accounts
- Monitor pricing, discounts,



and compliance

4. Team Management & Coordination

- Lead and manage the credit control and billing team
- Coordinate with sales, accounts, and operations teams
- Ensure alignment across departments for smooth execution
- Drive team performance and productivity

5. ERP & System Management

- Ensure accurate entries in ERP systems (SAP/Tally/ERPNext)
- Monitor billing, collections, and reconciliation in systems
- Generate MIS and financial reports
- Drive system improvements and process automation

6. MIS Reporting & Analysis

- Prepare daily, weekly, and monthly MIS reports
- Track ageing, collections, and billing performance
- Provide insights for management decision-making
- Maintain records of approvals and pending cases

7. Compliance & Process Control

- Ensure compliance with company credit policies
- Support internal and external audits
- Maintain proper documentation and approval hierarchy
- Ensure adherence to statutory and financial regulations

Key Performance Indicators (KPIs) Performance will be evaluated against, but not limited to, the following metrics:

- Reduction in overdue outstanding
- Improvement in collection efficiency
- Control on bad debts and delayed payments
- Accuracy in billing approvals
- Adherence to credit policy
- Reduction in billing errors




- Timely MIS reporting
- Team productivity and efficiency

Required Competencies

- Strong knowledge of credit control and receivables management
- Analytical and risk assessment skills
- Strong leadership and team handling ability
- Excellent communication and negotiation skills
- Proficiency in ERP systems and MS Excel
- High attention to detail and process orientation
- Ability to work under pressure and deadlines

Qualifications & Experience

- MBA in Finance (Mandatory)
- 5–8+ years of experience in credit control, collections, and AR management
- Experience in distribution/retail industry preferred

Preferred Candidate Profile

- Experience in handling large outstanding portfolios
- Strong exposure to billing and credit approval processes
- Ability to manage multiple branches and teams
- Positive stakeholder management and coordination skills
- High ownership and decision-making capability

Why Join Us At Mittal Infocom, you will be part of a fast-paced and growth-oriented organisation where financial discipline and operational excellence are at the core of business success. This role offers a strategic leadership opportunity to drive credit control, optimise cash flow, and work closely with senior management on critical financial decisions. You will gain exposure to large-scale operations, build strong cross-functional expertise, and contribute significantly to the company’s growth while advancing your leadership career.

Pay: ₹700,000.00 - ₹900,000.00 per year

Benefits

- Health insurance
- Leave encashment
- Paid time off
- Provident Fund

Work Location: In person

📌 Credit Head (Pune)
🏢 Mittal Infocom
📍 Pune