Manager - Business Accounting - Finance and Accounts - Mumbai - Lodha (I-Think Techno Campus) Main Accountabilities 1.

Business

Accounting &

- Revenue Recognition • Execute accounting for lending portfolios across retail and corporate businesses • Ensure accurate revenue recognition, exempt income tracking, and technical write-offs • Support product-level accounting across systems (FinnOne, Bancs, Credence, LAMS, etc.) 2. ECL, EIR &
- Asset Quality Support • Support Expected Credit Loss ( ECL) monthly provisioning workings • Assist in Effective Interest Rate ( EIR) computation and amortization • Validate NPA classification, provisioning, and off-balance sheet exposures 3.

System

Reconciliation &

- Data Integrity • Perform reconciliations across LMS (FinnOne/Bancs), SAP (ECC6/R3), and Hyperion • Ensure accuracy in trial balance uploads and financial data flows • Identify and resolve discrepancies across systems 4.

Financial

Reporting &

- MIS • Prepare financial schedules for reporting packs for consolidation • Support submission of financial data for group reporting (Tata Sons FFC packs) • Assist in standalone and consolidated financial reporting 5.

Regulatory

Reporting (RBI / NHB) • Prepare data and workings for regulatory submissions • Improve automation and validation controls in regulatory reporting • Ensure compliance with RBI / NHB reporting requirements 6. Audit and Compliance Support • Facilitate statutory, internal, RBI, and IFC audits • Provide reconciliations, data,



and supporting documentation • Resolve audit observations and maintain robust audit trails 7. Systems &

- UAT Management • Support UAT for system enhancement and new product launches • Monitor production issues and coordinate with IT teams • Ensure integrity and smooth functioning of accounting systems 8.

Process

Automation &

- Improvement • Identify automation opportunities in accounting and reporting processes • Drive initiatives in reconciliation, DPD reporting and MIS automation • Improve efficiency and reduce manual intervention 9. Data Governance &
- Master Management • Support master data maintenance (e.g., UCIC, product mapping) • Ensure consistency and accuracy of financial data across systems • Strengthen data governance controls impacting financial reporting Qualifications &

Experience • 1-2 years experience in Business Accounting / NBFC Finance • Strong understanding of lending products and accounting flows • Experience with systems like SAP, FinnOne, Bancs, Hyperion • Knowledge of ECL / EIR / NPA basics and RBI reporting • Robust analytical and reconciliation skills • CA preferred Competencies: Ownership Boundaryless Behaviour Cost Consciousness Functional Competencies IND-AS 109 Regulatory Reporting &

- RBI Compliance Financial Controls Asset Quality Analytics Financial Planning &
- Analysis Data Analytics / Automation Key Decisions taken • Validation of accounting entries and reconciliation outputs • Identification and escalation of system/data discrepancies • Prioritization of reporting and compliance timelines • Resolution of accounting and reporting issues

📌 Business Accounting Manager - Finance and Accounts (Mumbai)
🏢 Tata Capital Finance
📍 Mumbai