Job Summary

Job Purpose To manage existing client base and to add more clients. Maintaining quality of the asset book managed by self

Responsibilities

- Source New to Bajaj relationships for Commercial Emerging Corporate Business (Turnover

- Build a diversified portfolio offering revenues from Assets NII, Fees, Cross sell etc. Asset opportunities to be sourced aligned to the lending norms as prescribed.

- Appraise financial strength of client, advise and structure the facility meeting client's requirement and fitting within policy parameters.

- Solid focus on Credit quality. Thorough monitoring of accounts sourced, keep track on customer business and report any early warning signals and take appropriate actions as identified. Build a Portfolio which is strong and non-delinquent.

- Regular tracking of progress on the agreed key metrics towards delivering on the strategy.

- Track developments in the respective markets and provide feedback to the management team.

- Stakeholder management - Coordination with internal as well as external stakeholders

Key Decisions / Dimensions





- Key contributor to solution discussion of Use Cases

- Identification of Use Cases to onboard LOBs and drive Rewards platform adoption

- Ensuring proper record maintenance of PRD, test cases and product documentation

Major Challenges

- Client management - Managing various clients from various industries

- Ensuring pristine credit quality

Required Qualifications and Experience

- Qualifications: CA / MBA Finance from a reputed institute preferred.

- Work Experience: Candidate needs to have an overall experience of more than 3 years in a Emerging Corporate - RM role with a reputed Bank / NBFC would be preferred

- He must have exposure in lending to Emerging Corporate clients (Companies with revenue

- Basic understanding of working capital and term lending products

- Flair and ability to evaluate business opportunities

- Relationship building and networking skills

- Strong communications and presentation skills

- Ability to get a given assignment/ job completed within the stipulated timeline

📌 Area Manager - Commercial Lending/Senior Area Manager (Mumbai)
🏢 Bajaj Finance
📍 Mumbai