Job Description
US SBA Commercial Loan Processor / Packaging Specialist
nLocation: Vadodara – Work from Office
nShift: U.S. Night Shift, 5pm to 3am, Monday to Friday
nExperience: Minimum 3 year of relevant U.S. SBA / Commercial Lending experience
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nAbout the Role:
nWe are looking for an experienced SBA Commercial Loan Processor / Packaging Specialist with hands-on experience in U.S. SBA and commercial business lending. The ideal candidate should understand the complete loan processing and packaging cycle and be comfortable reviewing U.S. borrower and financial documents.
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nKey Responsibilities:
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- Process and package U.S. SBA and commercial business loan applications from application through approval/closing.n
- Work on SBA 7(a), SBA 504, and conventional commercial loans.n
- Collect, verify, and review borrower documentation.n
- Review U.S. personal and business tax returns, P&L; statements, balance sheets, bank statements, debt schedules, and business plans.n
- Identify missing, inconsistent, or incomplete information and coordinate for resolution.n




- Prepare complete and accurate loan packages for underwriters and lenders.n
- Support underwriting by organizing financial and borrower information.n
- Coordinate with U.S. borrowers, brokers, lenders, and underwriters.n
- Track pending documents, conditions, and follow-ups until the loan file is ready for approval/closing.n
- Maintain accurate loan records in the relevant LOS/CRM systems.n
- Ensure compliance with internal processes, documentation standards, and quality requirements.n

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nRequired Skills & Experience:
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- Minimum 3 year of hands-on U.S. SBA or commercial lending experience.n
- Practical experience with SBA 7(a), SBA 504, and/or U.S. conventional commercial loans.n
- Robust understanding of U.S. loan documentation and processing.n
- Experience reviewing U.S. tax returns and financial statements.n
- Understanding of DSCR and basic commercial lending calculation

📌 US SBA Underwriter (Mandvi)
🏢 Siox Global
📍 Mandvi