Looking for a dynamic Credit Analyst professional for a Fintech firm in Bengaluru!

Responsibilities

- Monitor and report on the performance of the existing HPP, BTL and Bridging portfolios, identifying emerging risks and trends.
- Assist in the development and maintenance of credit risk policies, procedures and risk frameworks. Secretariat for the Credit Committee.
- Manage and develop the packs for Credit Committee, Exco Risk Committee and Board Risk & Audit Committee.
- Support the monitoring of accounts in arrears, forbearance cases and early warning indicators.
- Ensuring compliance with relevant FCA regulations and internal governance processes.
- Contribute to stress testing, scenario analysis and risk modelling activities (including IFRS9).
- Collaborate with Underwriting, Operations,



Compliance and Sharia Advisory teams to ensure consistent risk standards across the business.
- Assist with training new team members on Credit Risk policies and procedures.
- Support ad hoc compliance and administrative tasks as needed.

Job Requirements

- Experience in credit risk, underwriting or financial analysis (mortgages, HPP, secured lending preferred).
- Strong knowledge of IFRS 9 and expected credit loss methodologies.
- Experience with PD, LGD and EAD modelling.
- Advanced Excel and SQL skills; experience with SAS, Python or R desirable.
- Robust understanding of UK regulatory requirements (FCA, MCOB, AML/CTF).
- Excellent analytical skills and the ability to interpret financial and non-financial data.

📌 Credit Analyst - UK (Bengaluru)
🏢 CeeqIT
📍 Bengaluru