The role is within the Loss / Loan Loss Reserve Forecasting and Stress Testing team, responsible for forecasting net credit losses and loan loss reserves for a $150B+ portfolio and partnering with Finance to assess performance under various macroeconomic and business scenarios. The position supports Comprehensive Capital Analysis and Review (CCAR/DFAST) activities for retail portfolios, with a primary focus on North America Credit Cards.
The successful candidate is a strategic professional with deep expertise in credit loss forecasting and stress testing. They stay current with industry developments, apply advanced analytical skills to business challenges, and contribute to the team's strategic direction. As a recognized subject matter expert, the individual provides guidance on complex analytical and operational matters, influences stakeholders across functions, and delivers high-impact results.
Solid communication, collaboration, quantitative, and problem-solving skills are essential. Key responsibilities include analyzing the drivers of credit losses and reserves,



assessing emerging trends, developing accurate forecasts, evaluating model outputs for reasonableness, reconciling financial data from multiple sources, and effectively communicating findings to management and key stakeholders. The role also requires maintaining strong governance and documentation standards while improving forecasting, reporting, and data processes through automation and process enhancements.
Key Responsibilities
Independently execute quarterly loss and loan loss reserve forecasting and stress testing processes (CCAR, QMMF, Recovery Plan) for one or more retail portfolios, with a primary focus on North America Cards.
Manage associated governance activities, including Manager Control Assessments (MCA), End User Computing (EUC), and Activity Risk Control Monitoring and Assessment Units.
Partner across portfolios and functions to support forecasting and stress testing analytics.
Review an

📌 Loss Reserve Forecasting and Stress Testing Analytics (Gurugram)
🏢 Citi
📍 Gurugram