Location: Mumbai | Jaipur | Delhi (Candidates must have their own residence or parental residence in the preferred location.)
Work Mode: Work From Home (WFH)
Shift: Night Shift
About the Role
We are looking for an experienced Deputy Manager – Credit Administration Officer to support the Commercial Finance Credit team by ensuring effective credit administration, credit risk management, and operational excellence. The ideal candidate should have strong expertise in credit analysis, financial statement analysis, credit ratings, legal documentation, and portfolio risk management.
Key Responsibilities
- Conduct periodic customer risk reviews and support credit risk assessment.
- Perform financial spreading and financial statement analysis.
- Prepare Credit Appraisal Memorandums (CAM) and credit memos.
- Generate internal credit ratings using the organization's credit rating models.
- Review customer financials and assess repayment capacity.
- Coordinate with Sales, Risk, Legal, Operations, and other stakeholders for credit approvals.
- Ensure complete and accurate loan and security documentation.
- Maintain customer documentation and legal document repositories.
- Monitor compliance with internal credit policies and regulatory requirements.