Job Description Annual Review (FIG) - Financial Institution Group - Analyst/Senior/Lead Analyst
N nCandidates with 0-60 days' notice period are preferred
N n Key Performance Indicators (KPIs)
NFor Financial Institutions (Banks, NBFCs, Insurance Companies)
N
- n
- Monitoring of capital adequacy ratios (CET1, Tier 1) N
- Assessment of asset quality indicators (NPA ratios, cost of risk) N
- Evaluation of liquiditymetrics (Liquidity Coverage Ratio) N
- Analysis of profitability indicators (ROA, ROE, NIM) N
- Monitoring of leverage ratios and balance sheet strength N

nFor Public Finance/ Government Entities
N
- n
- Analysis of revenue stability and diversification N
- Evaluation of operatingsurplus / deficit positions N
- Monitoring of debt burden metrics (Debt / Revenue) N
- Assessment of interest coverage and fiscal sustainability N
- Review of liquidity position and cash balances N
- Tracking of budget vs actual performance and capex execution N

n n Sections Covered in Annual Credit Review Report
N
- n
- Executive Summary N




- Summary of credit profile, rating action, and key developments N
- Entity Overviewn
- Business model (FIG) or governance structure (Public Finance entity) N
- Operating Performance Analysis N
- Earnings profile (FIG) or fiscal performance (Public Finance) N
- Asset Quality and Portfolio Analysis (FIG-specific) N
- Review of loan book composition, sector exposures, and NPA trends N
- Capital and Leverage Analysis N
- Assessment of capital buffers and debt sustainability N
- Liquidity and Funding Profile N
- Evaluation of funding mix, reliance on wholesale markets, or treasury position N
- Regulatory and Policy Setting N
- Analysis of regulatory framework and government support mechanisms N
- Peer Benchmarkingn
- Comparative analysis against industry peers or similar public entities N
- Risk Assessmentn
- Identification of systemic, fiscal, and institution-specific risks N
- Rating Recommendati

📌 Analyst/Senior/Lead Analyst (India)
🏢 Evalueserve
📍 India