Job Description

About the role: The role requirement is to oversee and manage the entire credit activities & processes. This is for our NBFC team - Klay Finvest Pvt Limited

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Roles & Responsibility:

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• Develop and implement comprehensive credit policies and risk assessment models to ensure high quality loan portfolios.

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• Finalize policies and set up processes for quality underwriting, ensuring compliance with regulatory standards.

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• Conduct underwriting for loan transactions, managing and mitigating risks effectively.

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• Lead risk analytics and policy-making, providing strategic insights to optimize credit operations.

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• Collaborate with business teams for proper formulation, fitment, structuring, pricing, and execution of transactions based on client requirements.

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• Monitor and report on credit exposures, defaults, and portfolio performance, adjusting strategies as necessary.

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• Stay abreast of industry trends and regulatory changes affecting credit risk.

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• Develop a robust risk management department, including hiring, team development

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Your key qualifications & competencies:

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• Over 10+ years of professional experience in Banks/NBFCs/Rating Agencies with expertise in credit risk management, policy development, risk modelling, etc.

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• MBA in Finance, Chartered Accountancy, Certifications like FRM and CFA are highly desirable.

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• Creative thinker, rigorous analyst, detail-oriented, self-starter, capable of multitasking, and regular engagement in career development.

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• Ability to use business judgement and a structured approach towards solving complex analytical problems

📌 Assistant Vice President Credit (Mumbai)
🏢 Klay
📍 Mumbai