Loan Processor U.S. Mortgage Operations

Position Overview The Loan Processor is responsible for managing the mortgage loan file from the point of application through closing. This role ensures all borrower documentation is complete, accurate, and compliant, while coordinating with Loan Officers, Underwriters, Title Companies, Appraisal Vendors, and Closing Agents to facilitate a smooth loan closing. A strong understanding of Conventional, FHA, VA, and/or Non-QM loan guidelines is preferred.

Key Responsibilities
Review current loan applications for completeness and accuracy.
Collect and verify required documentation such as income, assets, employment, and credit reports.
Ensure documents meet agency, lender, investor, and regulatory guidelines.
Create and maintain well-organized, compliant loan files.
Serve as the primary point of contact for borrowers during the loan process.
Coordinate with Loan Officers, Underwriters, Title/Escrow, and Appraisal Management Companies.
Communicate outstanding conditions clearly and professionally.




Verify income calculations and review AUS findings (DU/LP).
Ensure adherence to TRID, HMDA, RESPA, and state/federal compliance requirements.
Prepare files for underwriting and follow up for explicit-to-close.
Coordinate closing dates and final documents with Title/Settlement Agent.
Validate final Closing Disclosure for accuracy and ensure closing conditions are met.

Moham Info Solutions Preferred Skills
AUS proficiency (DU/LP).
Experience in Correspondent or Wholesale lending.
Self-employment/tax return income analysis skills.
Closing Disclosure review experience.

Required Qualifications
3+ years of experience as a Loan Processor in U.S. mortgage operations.
Knowledge of Conventional, FHA, VA, and/or Non-QM programs.
Experience with LOS platforms (Encompass preferred).
Solid understanding of TRID regulations and investor overlays.
Excellent communication and multitasking skills.

Thank you, Regards,

HR TEAM

📌 Loan Processor Bengaluru
🏢 Moham Infosolutions
📍 Bengaluru