THE ROLE

We are building a current unsecured lending business — small-ticket (under Rs 1 lakh),

short-tenure loans, sourced through employers, distributors, merchants and institutions and paid advertising.

We start as a Lending Service Provider (LSP) in partnership with a regulated lender, and will move to our own NBFC licence and balance sheet.

You will be the first and most senior product hire. You own the product end to end — there is no existing product org, no inherited roadmap, and no one above you on product. You report directly to the founder.

This is a build role. You will ship, not supervise.

WHAT WE ARE LOOKING FOR

Required
8+ years in product, with at least 4 years in digital lending
You have personally shipped a live, at-scale unsecured lending journey.

Be ready to tell us the ticket size, tenure, peak monthly disbursement, and exactly what you owned.
Hands-on experience with small-ticket, short-tenure unsecured products
Working knowledge of RBI Digital Lending Directions — KFS and APR

disclosure,



direct disbursal and repayment flows, DLG and its 5% cap,

LSP and outsourcing obligations
Fluency across the Indian lending rails: bureaus, bank statement analysis,

eKYC, eSign, eNACH and UPI Autopay
You have worked shoulder-to-shoulder with credit and risk on policy and

rules engine design
You can write a spec, sit with engineers, and ship on a date

WHY TAKE THIS
Complete ownership. You set the roadmap, pick the stack, choose the vendors.
Zero to one, then one to scale — and you build it twice, the second time on

our own licence.
Direct line to the founder. Decisions in a day, not a quarter.
Metro-level compensation against Nagpur cost of living.
A business with real distribution, not a deck.

Pay: ₹127,996.93 - ₹494,601.01 per month

Perks
Health insurance
Paid time off

Work Location: In person

📌 Product Head Unsecured Lending Nagpur
🏢 Maloo Finance
📍 Nagpur