Job Description: Credit Analyst

Division: Numbertree Capital (Investment Banking Division)
Company: Numbertree Group
Location: Mumbai (Andheri East)

About Numbertree Capital

Numbertree Capital is the investment banking and capital advisory division of Numbertree Group. We advise mid-market businesses on Debt Syndication, Project Finance, Working Capital, Equity Fund Raising, Mergers & Acquisitions and Strategic Advisory. Our focus sectors include Infrastructure, Engineering, Manufacturing, Renewable Energy, Healthcare, Logistics and Industrial businesses.

Role Summary

Key Responsibilities
Analyse the financial health of companies through detailed evaluation of balance sheets, profit & loss statements, cash flow statements, and financial ratios.
Conduct comprehensive credit appraisals and prepare detailed Credit Assessment Reports (CARs).
Assess the creditworthiness of borrowers and identify potential financial and operational risks.
Perform industry, market, and competitor analysis to support credit recommendations.
Evaluate repayment capacity,



debt servicing ability, and overall business viability.
Prepare financial models, projections, and sensitivity analysis for debt proposals.
Assist in structuring loan proposals for Working Capital, Term Loans, Project Finance, and other debt facilities.
Coordinate with banks, NBFCs, financial institutions, and internal teams for documentation and credit processing.
Review sanction terms, loan covenants, and financial conditions.
Ensure compliance with internal credit policies, lender guidelines, and regulatory requirements.
Monitor existing client portfolios and identify early warning indicators of credit deterioration.
Support senior management in preparing presentations, investment notes, and credit committee documentation.

KPIs
Qualified client meetings
Mandates signed
Transaction value sourced
Fees billed and collected
Referral partnerships
Repeat business
Bachelor's degree in C

📌 Credit Analyst Andheri (India)
🏢 Numbertree
📍 India