Work Experience
Role – Regional Head Commercial Credit Cards
Function/Department – Credit Cards
Location - Gurgaon
Job Purpose :
Drive acquisition of NTB corporate clients and overall growth of commercial credit card business across assigned cities/region.

Responsibilities and Responsibilities:
· Strategic sourcing and closure of corporate credit card deals
· Portfolio Management - Activation, Converting Payment Flows to Card Spends, First line of collections for delinquent customers, Retention
· Source NTB corporate clients across all commercial card variants
· Work closely with Corporate & Retail RMs to customize solutions and close deals
· Lead client discussions and solutioning
· Coordinate UCIC creation and file clearance through retail underwriting
· Build external partnerships




· Provide market and competitor insights
· One Bank approach
· Deep knowledge of regulatory guidelines
· Customer First attitude and approach
· Revenue and profitability
· Team and culture building
Educational Qualifications:
Graduation: Bachelor of Commerce (B.com) / Bachelor of Science (B.Sc) / Bachelor of Arts (BA) / Bachelor of Business & Insurance (BBI) / Bachelor of Management Studies (BMS)
Post-Graduation: Master of Business Administration (MBA) / Master of Commerce (M.com) / Master of Arts (MA)

Industries : Banking, Credit cards, Corporate Payment platforms, NBFCs

Experience: 10 – 18 years of experience in relevant fields

📌 Regional Head (Gurugram)
🏢 IDFC FIRST Bank
📍 Gurugram