olicies, Processes & Procedures

Develop and maintain internal control systems within the department to mitigate risks and ensure adherence to policies and procedures
Participate in departmental audits to assess the effectiveness of internal controls and identify areas for improvement.
Implement corrective actions and practices to address gaps identified during departmental audits, ensuring compliance with internal and regulatory requirements

Underwriting & Deal Structuring

Project Appraisal - Involving financial modelling, technical, industry and risk analysis.
Debt Syndication – Preparation of Information Memorandum, representation to lenders and making presentations on the projects, interacting with various banks, holding lenders meets for allocation and distribution of debt and execution of common documents.
Deal execution - Evaluation of term sheets / loan agreements,



structuring the transactions, preparation of information memorandum, presentations to lenders, spreadsheet modelling for evaluation of returns, coordination on client’s behalf for legal / financial due diligence.
Co-ordination - With lenders from the proposal filing stage till security creation and first disbursement including alignment of terms and conditions of sanction to facilitate common documentation.

Documentation and Compliance

Ensure adherence to established guidelines and maintenance of highest quality standards of documentation, client communication, process compliance.

Works in close coordination with relevant BUs to ensure smooth and quick turnaround of transactions as and when required.

📌 Relationship Manager (Mumbai)
🏢 Yes Bank
📍 Mumbai