Location: Gurgaon (Work From Office)
Work hours: 10am to 7pm IST
Department: Lending Services
Experience Level : 3-12 years
0-2 months' notice candidates preferred due to business need.
Job Purpose
We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLA’s.
Key Responsibilities
Analyzing and spreading the financial statements in Moody’s RiskAnalyst (MRA) / Creditlens / client customized templates
Analysis of financial statements including Income statement, Balance Sheet & cash flow of public & private companies for the credit appraisal process
Going through the supplementary schedules, notes and MD&A; for the detailed breakups and adjustments
Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures
Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service,
Contingent Liabilities, Custom Ratios and other financial metrics
Screening the credit agreements and analyzing the financial covenants applicable to the borrower
Monitor Covenant compliance and reporting.
Conduct detailed quality checks of client deliverables
Managing capacity, efficiency and accuracy of the process
The candidate should possess reasonable knowledge of the banking processes related to commercial lending, especially corporate loans.
Responsible for delivering 100% quality, Meeting strict deadlines and ability to work under pressure.
Regular communication with the client to ensure the expectations are met
Support with project scoping, client communication, resource staffing based on the requirement, end-to-end workflow management, MIS reporting, etc.
Key Competencies
MBA (Finance) / CA (CPA equivalent) / CFA
Experience of 3-12 years in spreading and covenant monitoring
Solid underst