Job DescriptionPosition - Assistant Manager Credit
NIndustry - NBFC
NLocation - Mumbai- Bandra
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nEducation - Inter CA/ ICWA/ MBA/Post-Graduate in Commerce.
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nKRA-
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Appraisal of proposals, which include detailed analysis of the financial statements of the clients. N
Scrutiny of the sales ledger of the debtors offered for factoring and making conclusions there from. N
Verifying the transaction structure between the client and the debtor and their suitability to the factoring arrangement. N
Undertaking verification through third party sources, such as CIBIL, MCA, banks, etc. N
Undertake strengtheningof the proposals originated by the marketing department by suggesting improvement in the transaction structure / and stipulate terms and covenants. N
Preparing the proposals/ amendments in a time bound manner (ensure TAT), which includes gathering of all relevant information from the client and debtor and identifying the issues and risks and addressing them. Presenting the proposal / amendments before the sanctioning authority for approval.



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Preparing sanction letters immediately after each sanction and ensuring relevant changes are undertaken in the system. N
Monitoring the compliance to the sanction terms by the client. N
Ensuring timely updation of information in the loan management system in sanctions / amendments. N
Attending to internal /external auditor/ CAG/ RBI queries and resolving them. N
Other credit administration activities such as, timely renewals / review / client rating approval/ preparation of board MIS. N
Monthly / quarterly filing of data with CIBIL, etc. N
Providing credit information reports to other banks and financial institutions. Respond to branch / client queries. N
Contribute to amendments in the Credit Manual N
Contribute towards upgradation of existing loan management system and building upon of a loan origination system. N

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nCredit Administration Activities with respe

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