- Evaluating the creditworthiness of potential customers.
- Creating credit scoring models for risk assessments.
- Approving and rejecting loans based on available data.
- Calculating and setting loan interest rates.
- Negotiating the terms of the loan with recent clients.
- Ensuring all loans and lending procedures comply with regulations.
- Maintaining records of all company loans.
- Monitoring loan payments and bad debts.
- Reviewing and updating the company’s credit policy.