Basic Details: Fill the required information about business, unit, location, position, reports to position and date of updation of JD

Business

Financial Services

Unit

Aditya Birla Capital Limited

Location

Mumbai

Poornata Position Number of the job

Reports to: Poornata Position Number

Poornata Position Title of the job

Lead Product Risk

Reports to: Poornata Position Title

Head- Enterprise Risk & Policy

Function

Risk Management

Reports to: Function

Risk Management

Department

Risk Management

Reports to: Department

Risk Management

Date of writing/ Updating of JD

24 June 2025

Job Purpose: Write the purpose for which the job exists (in 2-3 lines)
Risk Reviews and recommendation of credit proposals including Risk-reward appropriateness from Counterparty credit risk, industry risk, collateral risk, etc.
Conducting Portfolio monitoring and identifying potential risks indicators including early warning signals and highlighting the same to credit and business teams for follow up remedial actions
Enterprise Risk:



Assist LOBs in enhancement of Risk Management policies, practices, processes and controls on an ongoing basis
Dimensions: Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job.

Business Workforce Number

6900

Unit Workforce Number

6900

Function Workforce Number

310

Department Workforce Number

120-130

Other Quantitative and Key Parameters for the job: Budgets/ Volumes/No. of Products/Geography/ Markets/ Customers or any other parameter

Credit Risk management Policies for 4 verticals of ABCL

Risk review Notes for credit proposals CC2, CC3, CC4

Risk Appetite Monitoring / Portfolio Management for 4 verticals of ABCL

Oversight of enterprise risk policy framework for LOBs

Industry / sectoral risk assessment

General risk management activities including managing of Audits (Supervisory and internal)

Job Context & Major Challenges: Write the spe

📌 Vertical Head (India)
🏢 Aditya Birla Capital
📍 India