Description
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase solid and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgment to solve real-world challenges that impact our company, customers, and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.
Lead Credit Officer Manager - The purpose of this position is to facilitate responsible business loan portfolio growth and protect the bank from loss while maintaining acceptable asset quality. The manager leads a high-performing credit risk team responsible for evaluating credit applications, supporting portfolio risk management activities, identifying key risks, recommending credit actions, and ensuring high-quality execution within business, policy, and audit requirements.
• Manage, coach, and develop a high-performing credit risk team, ensuring effective day-to-day execution, consistent quality of credit work,



and continued development of credit judgment.
• Provide oversight on credit applications, portfolio risk management activities, and transaction-level analysis to ensure recommendations are supported by sound analysis, objective views, and clear identification of key risks.
• Guide the team in independently analyzing, or partnering with more senior credit professionals where appropriate, to evaluate the risk of adding transactions to the bank loan portfolio.
• Identify and guide additional information requirements needed to properly assess transaction risks, customer business models, long-term viability, and continued credit worthiness of borrowers.
• Review and assess the financial strength and soundness of customers, including timely identification and escalation of key risks, early warning indicators, and potential red flags across the assigned portfolio.
• Consider and guide alte

📌 Lead Credit Officer (Bengaluru)
🏢 JPMorganChase
📍 Bengaluru