Key Responsibilities 1 Loan Lending Accounting Record and maintain accounting entries for loan disbursements repayments interest income processing fees penalties and other lendingrelated transactions Maintain accurate borrowerwise and loanwise ledgers Reconcile loan management system loan book data with accounting records Track principal outstanding interest receivable overdue amounts and collections Ensure correct accounting of NPA overdue loans provisions and writeoffs as applicable Monitor and reconcile daily loan disbursements and collections 2 Bank Payment Reconciliation Perform daily weekly bank reconciliations Reconcile payment gateway collection accounts and settlement accounts Identify and resolve discrepancies between bank statements LMS loan system and books of accounts Track failed reversed and pending transactions 3 Financial Accounting Maintain general ledger accounts payable and accounts receivable Prepare monthly closing schedules and supporting statements Handle journal entries accruals prepayments and expense accounting Assist in preparation of Profit Loss Balance Sheet and Cash Flow statements Maintain proper documentation and audit trails for all financial transactions 4 NBFC Compliance Reporting Assist the finance team with RBI NBFCrelated financial reporting and compliance requirements Maintain schedules and data required for statutory internal and regulatory reporting Coordinate with statutory auditors internal auditors tax consultants and other external professionals Ensure books and supporting documents are maintained in accordance with applicable accounting standards and regulatory requirements 5 MIS Management Reporting Prepare regular MIS covering Loan disbursements Collections Outstanding principal Interest income Overdues Portfolio ageing Writeoffs recoveries Bank balances Expenses and cash flow Provide management with accurate financial data and variance analysis Support the management team in monitoring the overall financial health of the lending business 6 Taxation Statutory Accounting Assist with GST TDS and other applicable tax compliances Coordinate with tax consultants for timely filing and reconciliation Maintain supporting documentation for statutory filings and audits Required Skills Experience 25 years of experience in accounting preferably within an NBFC FinTech lending company microfinance institution or other financial services organisation Strong understanding of loan accounting and lending transactions Experience with bank reconciliation and highvolume transaction reconciliation Good knowledge of GST TDS and statutory accounting Strong Excel skills including Pivot Tables VLOOKUP XLOOKUP and reconciliation Experience working with an LMS loan management system is highly preferred Knowledge of Tally ERP accounting software Solid attention to detail and numerical accuracy Ability to work with large transaction volumes and tight reporting timelines Preferred Candidate The ideal candidate should have previously worked in a lending NBFC environment and understand how money moves through the complete loan lifecycle Loan Application Approval Disbursement Repayment Interest Fees Collections Overdue NPA Provisioning Recovery Writeoff Experience in a digital lending FinTech workplace will be an added advantage Education B Com M Com preferred CA Inter CA MBA Finance candidates may also be considered Relevant NBFC lending accounting experience will be given higher weightage than qualification alone Key Competencies Financial accounting Loan accounting Bank reconciliation NBFC accounting MIS reporting GST TDS Audit coordination Advanced Excel Data accuracy Analytical thinking Ownership and accountability What We Are Looking For Someone who can own the accounting function for Zeds lending operations rather than simply perform routine bookkeeping The candidate should be comfortable working closely with the loan operations collections technology and management teams and should be able to identify discrepancies or financial risks proactively

📌 Accountant NBFC Lending (Gurugram)
🏢 Arhaan International
📍 Gurugram