Relationship Manager JD Job Title Relationship Manager Department Small Enterprises SE Working Capital Products Experience 23 years Role Summary We are looking for a dynamic and resultoriented Relationship Manager RM to join our Small Enterprises SE team The ideal candidate will be responsible for sourcing and managing a portfolio of clients with turnover up to150 Cr maintaining portfolio hygiene and actively engaging in crossselling financial products Key Responsibilities 1 Client Acquisition NTB Source newtobank NTB clients in the small enterprise segment with turnover up to150 Cr Identify opportunities through market intelligence references and industry networking 2 Portfolio Management Manage and deepen relationships with the existing client portfolio Regular engagement with clients to ensure satisfaction and retention 3 Credit Note Preparation Conduct financial analysis and prepare detailed credit notes for new and existing clients Evaluate risk and structure proposals in line with banks credit policies 4 Sanction Process Stakeholder Coordination Liaise with internal credit teams for proposal discussions and approvals Effectively communicate with clients to understand their financial needs and ensure alignment with product offerings 5 Portfolio Hygiene Ensure timely renewals limit compliance documentation and monitoring of early warning signals Maintain high asset quality and minimize delinquencies 6 CrossSelling Identify and capitalize on crossselling opportunities across products like trade finance treasury cash management insurance and working capital solutions Desired Candidate Profile Graduate Postgraduate in Finance Commerce or a related field 23 years of experience in corporate SME ME banking Solid understanding of credit analysis and financial statements Excellent relationship management and communication skills Proven ability to drive business and manage risk effectively Interested candidate can share there resume on hidden email

📌 woking capital relationship manager (Mumbai)
🏢 Yes Bank
📍 Mumbai