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The LIC Scheme is a 3-year stipendiary program for MEN AND WOMEN (aged 30–40, 10th pass) to act as rural insurance agents, promoting financial literacy and selling life insurance policies. Participants receive specialized training, a monthly stipend (₹7,000 over three years), and commissions, offering versatile, self-employment opportunities to empower women. licindia.in +2

Key Job Responsibilities of a Bima Sakhi:

- Insurance Promotion: Educate rural households about the importance of life insurance, especially focusing on underserved communities.
- Policy Sales & Support: Actively sell LIC insurance policies, assist in filling out applications, and help with documentation to secure coverage.
- Customer Service: Guide clients through the policy, premium payments, and the claim settlement process.
- Field Work:



Act as a local point of contact for insurance needs within their village or Gram Panchayat, particularly for members of Self-Help Groups (SHGs).
- Financial Literacy: Educate the community on financial planning and insurance products. ClearTax +3

Job Structure & Benefits:

- Stipend: ₹8,000/month (Year 1), ₹7,000/month (Year 2), and ₹6,000/month
- Commission: In addition to the stipend, Bima Sakhis earn commissions on policy sales.
- Flexibility: The role allows for part-time or flexible working hours, often suitable for homemakers.
- Training: Comprehensive training is provided on insurance products and financial concepts. licindia.in +5

Eligibility & Selection:

- Age: 35–50 years.
- Education: Minimum 10th pass.
- Selection: Involves passing a pre-recruitment test prescribed by IRDAI.

📌 Insurance Sales Executive (India)
🏢 Darshan Prime Recruiters
📍 India