Credit Specialist Process Speclialist Patel Nagar

Credit Specialist Process Speclialist Patel Nagar

01 Sep
|
BiggPocket
|
Patel Nagar

01 Sep

BiggPocket

Patel Nagar

BiggPocket Fintech Private Limited

Job function

Process Specialist (Secured and Unsecured Loans)

Position

Process Specialist/ Sr. Process Specialist

Reporting To

Department Head

Location

Patel Nagar, New Delhi

Desired Competencies
Should be excited about the chance to build a new brand
Willingness to work hard and learn from hands-on experience
Solid interpersonal and relationship building skills
Ability to multi-task and work under pressure independently
Should have Analytical skills and be positive with numbers
Basic understanding of various financials documents such Tax Audit Reports, GSTR3B, ITR and Computation of Income, Balance Sheet and Profit & Loss account etc
Basic understanding of terms and parameters such assessment year, financial years, EMI etc
Should be able to read and interpret financials.

Responsibilities

The role will involve reviewing loan files for completeness and analyzing the credit worthiness of clients. Selected candidate will be required to prepare Loan Eligibility working sheets for understanding the credit worthiness of client. Key responsibilities will include:
Analyzing the financial statements and Bank statements of clients.
Reviewing the files as per credit policy of various banks.




Checking the file for completeness of documents and communicating the deficiencies to the concerned sourcing unit/ channel partner/ client.
Sending the files to bank for processing and continuous follow-ups thereafter.
Ensure timely Logins of files and follow-up for sanctions with Bankers.
Completing loan disbursement documentation, co-ordinating with concerned sourcing unit/ channel partner/ client for completing disbursal formalities
Follow up for disbursal with Banks.

Experience
CA aspirants/ Dropouts having articleship experience will be given preference
1 to 4 years of experience in finance and accounting related profiles.
Having worked with a CA firm in any capacity will be an advantage
We are entrepreneurs and we believe in taking risks. If you do not have the specified work experience, but strongly believe that you are apt for the role, we will love to hear from you. Please feel free to convince us.

Education

Graduate . CA aspirants/ dropout will be an advantage

Gender Preference

No Preference.

Pay: ₹25,000.00 - ₹55,000.00 per month

Benefits:
Cell phone reimbursement
Internet reimbursement
Provident Fund

Work Location: In person

📌 Credit Specialist Process Speclialist Patel Nagar
🏢 BiggPocket
📍 Patel Nagar

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