Key Responsibilities

Business Growth & Portfolio Management
Achieve disbursement, portfolio, revenue, and profitability targets for the assigned area.
Drive customer acquisition and loan portfolio expansion in line with business plans.
Monitor branch productivity and ensure optimal portfolio growth.

Team Leadership & People Management
Lead, mentor, and develop Branch Managers and field staff.
Drive performance through regular reviews, coaching, and capability-building initiatives.
Ensure manpower availability, employee engagement, and attrition management.

Credit & Risk Management
Ensure adherence to credit policies, underwriting standards, and operational guidelines.
Monitor portfolio health, delinquency, PAR, and collection efficiency.




Take corrective actions to control credit risk and improve asset quality.

Operations & Compliance
Ensure compliance with regulatory requirements, internal policies, and audit standards.
Conduct branch visits and operational reviews to identify improvement prospects.
Strengthen governance and control mechanisms across all branches.

Customer & Stakeholder Management
Build solid relationships with customers, local communities, and key stakeholders.
Resolve escalated customer issues effectively and ensure high service standards.
Represent the organization in the assigned market and support brand visibility.

📌 Area Manager Mf Nashik
🏢 equitas small finance bank
📍 Nashik