We are hiring a Senior Backend Engineer to take ownership of core backend architecture at Money EU, a payment gateway and payment orchestration platform handling real-money transactions across multiple countries.

About the Role
This is a mission-critical engineering role for an experienced backend engineer who can design, build, and operate banking-grade systems. You will own complex payment flows, PSP integrations, routing and orchestration, settlement and reconciliation, security, reliability, and performance while helping define the technical direction of the platform.

Key Responsibilities
Design and build highly available backend microservices using Java and Spring Boot.
Own integrations with global Payment Service Providers (PSPs) such as Redsys, D24, CoinsPaid, and similar providers.
Design end-to-end payment flows including authorization, capture, refunds, callbacks, retries, and failure handling.
Build robust payment routing and orchestration logic across multiple PSPs, currencies, countries, and transaction scenarios.




Design and implement settlement and reconciliation systems that ensure accurate merchant payouts.
Own secure transaction handling using HMAC/AES-based encryption, signatures, and secure API communication.
Design for idempotency, consistency, retries, timeouts, fault tolerance, observability, and recovery across money-moving flows.
Optimize API and database performance for high-scale transaction volumes using MySQL/PostgreSQL and effective query design.
Lead debugging and incident investigation for complex production issues involving financial transactions.
Drive architecture decisions, technical standards, code quality, testing strategy, and engineering best practices.
Collaborate closely with frontend, DevOps, QA, product, and other engineering teams to deliver production-ready features.
Mentor junior and mid-level engineers and raise the team's technical capabilities.

Why This Role Is Critical
You will be directly responsible for systems

📌 Senior Backend Engineer (Bengaluru)
🏢 money
📍 Bengaluru