02 Sep
|
SAIGroup
|
Bengaluru
02 Sep
SAIGroup
Bengaluru
Manager – Residential Mortgage Underwriting
Role Overview
As a Manager – Residential Mortgage Underwriting at JazzX AI, you will lead a team of residential mortgage underwriting consultants responsible for translating real-world underwriting expertise into scalable, AI-powered mortgage underwriting solutions.
You will be responsible for team management, underwriting quality, process governance, and domain leadership, while partnering closely with Product, Engineering, and AI teams to ensure underwriting logic, risk assessment, and decisioning accurately reflect industry standards and GSE guidelines.
The ideal candidate will have strong hands-on experience in residential mortgage underwriting, proven people-management capabilities, and the ability to translate complex underwriting decisions into structured rules, workflows, and actionable feedback for technology teams.
Key Responsibilities
Team Leadership & People Management
Lead, mentor, and manage a team of residential mortgage underwriting consultants.
Allocate underwriting assignments and ensure timely completion of deliverables.
Review team performance, productivity, quality, and adherence to underwriting standards.
Conduct regular 1:1s, provide coaching and feedback, and support career development.
Build a culture of accountability, knowledge sharing, and continuous improvement.
Identify skill gaps and drive training and upskilling initiatives for the underwriting team.
Underwriting Quality & Governance
Oversee underwriting of residential mortgage loan files, including purchase, rate-term refinance, and cash-out refinance transactions.
Ensure underwriting decisions align with Fannie Mae DU and Freddie Mac LP guidelines, investor requirements, and applicable lending policies.
Review complex, high-risk, and exception files and provide guidance to the team on appropriate decisions.
Establish quality standards and conduct periodic reviews/audits of underwriting decisions.
Identify recurring errors, risk
📌 Manager - Residential Mortgage Underwriting (Bengaluru)
🏢 SAIGroup
📍 Bengaluru