Key Responsibilties:
- Manage and enhance end-to-end EWS framework, including identification and tracking of early risk indicators across bureau, account, financials, market and behavioural data for SME lending.
- Design and implement EWS triggers and thresholds to detect early signs of stress, delinquency, or potential fraud.
- Analyse EWS alerts to differentiate genuine risk signals from noise and improve precision of alerts (reduce false positives).
- Perform deep-dive analysis on portfolio trends, roll rates, early delinquency (0-30 DPD), and emerging risk segments.
- Identify and monitor fraud-linked indicators within EWS, including early delinquency clusters, FPD cases, and suspicious behavioural patterns.
- Build and maintain dashboarding and reporting solutions (Power BI/Tableau)



for continuous monitoring and stakeholder reporting.
- Collaborate with business, collections, and risk teams to translate insights into actionable strategies (e.g., collections prioritization, line actions, policy changes).
- Automate data extraction, reporting, and analysis using SQL, Excel, and Python (where applicable).
- Support improvement of EWS rules, segmentation strategies, and risk models through back-testing and validation.

Job Snapshot
- Updated Date
- 01-07-2026
- Job ID
- JOB_2221
- Department
- CRO Unit
- Location

Corporate Office - DLF Downtown, Gurugram, Haryana, India
- Employee Type
- Permanent

📌 Sr. Associate (Gurugram)
🏢 Hero FinCorp
📍 Gurugram