Job Title

Relationship Manager - Inventory Funding

Business Unit

RA-Inventory Funding

Reporting To

Area Head

Job Function and Role Type

Sales, Individual Contributor

Version No

2.0

Job Purpose

Manage Inventory Funding portfolio, Working Capital, and Term Loans for the designated area. Source current acquisitions to enhance business and achieve the Bank's product leadership objectives.

Key Responsibilities

Business Acquisition

Source fresh Working Capital, Term Loan, and Bank Guarantee cases from dealers; Enhance existing limits based on dealer and OEM requests; Coordinate with product, credit, operations, and supply chain teams for limit approvals and releases; Manage dealer coordination and daily activities for Inventory Funding and Cash Credit limits; Documentation; Process legal documentation for Inventory Funding, Cash Credit, Term Loan, and Bank Guarantee agreements; Follow up with dealers for document collection during annual reviews; Portfolio Maintenance; Monitor accounts for bonafide transactions and compliance with UCFC/URC/LEI requirements; Ensure timely closure of deferrals and monitor accounts to prevent overdue status; Coordinate with stock monitoring teams, dealers, and auditors for stock audits; Collection and Recovery; Recover overdue amounts through retail conversion or direct payments; Cross Sell; Promote and sell bank products such as Fixed Deposits, Cards, Merchant Machines, Current Accounts, and Loans Against Property.

Education:

Graduation required.





Certifications:

None specified.

Key Competencies

Sales and influencing skills, product and process knowledge, verbal and written communication, knowledge of competition, understanding of financial industry trends.

Major Stakeholders

Customers, manufacturers, branch banking team, operations, credit, supply chain management, product team, DFSO.

About HDFC Bank

HDFC Bank is one of India’s leading private banks. The Housing Development Finance Corporation Limited or HDFC Ltd was among the first financial institutions in India to receive an “in principle” approval from the Reserve Bank of India (RBI) to set up a bank in the private sector. This was done as part of RBI’s policy for liberalization of the Indian banking industry in 1994. HDFC Bank was incorporated in August 1994 in the name of HDFC Bank Limited, with its registered office in Mumbai, India. The bank commenced operations as a Scheduled Commercial Bank in January 1995. As of March 31, 2026, the Bank’s distribution network was at 9,689 branches and 21,172 ATMs across 4,175 cities / towns as against 9,455 branches and 21,139 ATMs across 4,150 cities / towns as of March 31, 2025. 50% of the branches are in semi-urban and rural areas. In addition, the Bank has 14,400 business correspondents, which are primarily manned by Common Service Centres (CSC). The Bank’s international operations comprise five branch

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📌 RA-INF-Relationship Manager (India)
🏢 HDFC Bank
📍 India