- Regulatory Leadership (RBI + SEBI + IRDAI + other regulators)
- Interpret, implement and provide strategic guidance on applicable RBI Directions and other relevant regulations and applicable laws, with primary focus on Digital Lending Guidelines, Outsourcing, Fair Practices Code,
Consumer Protection norms, DPDP Act and Rules, IRDAI Corporate Agency Regulations etc. among others.
- Build and institutionalize compliance frameworks, governance structures and board-level reporting mechanisms.
- Ensuring timely RBI Reporting & Regulatory Interface
- Own and supervise filings across RBI platforms (Pravaah, DAKSH, CIMS) with complete accuracy and timeliness.
- Act as the primary SPOC for RBI and other regulatory bodies for:
Inspections, audits, and supervisory actions
Due diligence and regulatory queries
Manage end-to-end regulatory correspondence and escalations.
- Product & Business Compliance Oversight
- Provide strategic compliance sign-offs for current lending products and partnerships
- Ensure consumer protection,
grievance redressal frameworks and fair lending practices are robust and regulator-ready.
- Risk Management & Compliance Testing
Design and lead enterprise-level compliance risk assessments across the lending lifecycle. Build testing frameworks, audit controls and monitoring systems to proactively identify gaps. Present findings and action plans to Board / Committee / Senior
Leadership.
- Strategic Leadership & Stakeholder Engagement mentor a compliance team under CLCO leadership, instilling accountability and building organizational capability.
- Partner closely with Product, Risk, Legal, Finance, and Tech teams to ensure compliance-by-design.
- Act as a trusted advisor to founders and leadership on regulatory strategy and business implications.
- Automation & Process Excellence:
Drive automation of compliance workflows, reporting systems, audit tracking, and due diligence processes. Monitor compliance tool and dashboards for real-time compliance monitoring and reporting.