Company Description QuID, founded in Bengaluru in 2024, is building India’s financial operating system for B2B commerce by unifying AI, payments, embedded credit, and financial infrastructure to drive MSME growth. The company operates an integrated fintech, RBI-regulated NBFC, and payments business, and is pursuing PA/PG and TPAP (UPI) licenses to create a unified B2B credit and payments ecosystem. With over 85,000 retailers and MSMEs on its platform, QuID supports more than 40 anchors by unlocking their working capital through its in-house NBFC.

The organization focuses on delivering seamless credit access and payment solutions that enable small businesses to scale efficiently and sustainably.

Role Description The Sr Manager Credit role is a full-time, on-site position based in Bengaluru, responsible for leading and optimizing credit operations across QuID’s B2B ecosystem. This role oversees end-to-end credit assessment, portfolio management, and credit policy implementation for retailers, MSMEs, and anchor partners.

The Sr Manager

Credit will analyze financial and transactional data, define risk frameworks, approve credit limits within delegated authority, and continuously refine underwriting standards. Day-to-day responsibilities include collaborating with business, risk, collections, and product teams, monitoring portfolio performance,



managing early warning signals, and driving credit process improvements. The role also involves mentoring team members, ensuring regulatory and internal compliance, and contributing to strategic initiatives that support scalable and responsible growth.

Qualifications

- Strong credit management skills, with experience in credit lifecycle oversight and portfolio governance.
- Expertise in credit risk management, including risk frameworks, policy design, and underwriting for MSME/B2B segments.
- Advanced analytical skills for interpreting financial statements, transactional data, and risk metrics to support data-driven decisions.
- Solid grounding in finance and credit concepts, preferably within fintech, NBFC, or commercial lending environments.
- Proven experience leading credit teams, with the ability to mentor, develop, and manage performance.
- Familiarity with regulatory guidelines applicable to NBFCs and digital lending, and strong compliance orientation.
- Excellent communication and stakeholder management skills, with the ability to work cross-functionally in a rapid-paced setting.
- Bachelor’s degree in Finance, Economics, Business, or a related field; a postgraduate degree or professional certification in finance or risk is an advantage.

📌 Sr Manager Credit (Bengaluru)
🏢 QuID
📍 Bengaluru