- Underwrite health proposals as per internal guidelines, analyzing age, sum insured, declarations, plan type, and PPMC reports to decide acceptance, rejection, counter-offers, and premium loadings while maintaining target loss ratios.
- Manage end-to-end processes for Pre-Policy Medicals (PPMC) and Annual Health Check-ups (AHC), including vendor coordination and TPA audits to improve efficiency and quality.
- Coordinate with vendors and internal sales/marketing teams to explicit proposals, ensure diagnostic center availability, and optimize business volume versus DC ratios.
- Prepare and analyze MIS and dashboards such as sourcing, renewals, budget vs. achievement, loss ratio reports, and board presentations, with strong Excel proficiency.
- Support system enhancements by performing UATs for new products, APIs, and system developments, with clear communication and stakeholder collaboration.

Qualifications MBBS, BAMS, BHMS, BDS, BUMS, or allied medical/paramedical degrees

Required Skills

Strong health underwriting professional with medico background, expertise in PPMC/AHC management, data-driven underwriting decisions, vendor and TPA coordination, MIS reporting, UAT execution, and effective stakeholder communication

📌 Retail Health Underwriter (Mumbai)
🏢 Magma General Insurance
📍 Mumbai