Key Responsibilities

Transaction Documentation & Legal Review

- Review and process lending and security documentation, including:
- Facility Agreements
- Loan Agreements
- Co-Lending Agreements
- Service Level Agreements (SLAs)
- Deeds of Hypothecation
- Guarantees
- Demand Promissory Notes (DPNs)
- Non-Disclosure Agreements (NDAs)
- Ancillary transaction documents
- Review borrower constitutional documents, board resolutions, authorizations, and approvals required for lending transactions.
- Identify deviations from approved templates and internal standards and escalate exceptions appropriately.
- Coordinate execution, tracking, and completion of transaction documentation.
- Maintain transaction documentation trackers, checklists, and records.

Legal Research & Regulatory Monitoring

- Conduct legal research relating to lending, contract law, regulatory requirements, and NBFC operations.
- Monitor changes in RBI regulations, NBFC Master Directions, co-lending guidelines, digital lending regulations, and other applicable laws.
- Prepare legal summaries, briefing notes, and regulatory updates for internal stakeholders.
- Assist in assessing the impact of regulatory developments on business processes and documentation.

Contract Management & Stakeholder Coordination

- Coordinate with external counsel, law firms, consultants, banks, co-lending partners, and other counterparties on legal documentation matters.
- Support legal documentation requirements related to anchor onboarding, vendor onboarding, co-lending partnerships, and commercial arrangements.
- Track legal observations, documentation exceptions, and closure of pending actions.




- Maintain legal templates, precedents, and document repositories.

Compliance, Governance & Record Management

- Ensure legal records and transaction documentation are maintained in a structured and retrievable manner.
- Support regulatory inspections, audits, due diligence exercises, and compliance reviews.
- Ensure documentation is aligned with approved templates, internal policies, and regulatory requirements.
- Maintain legal governance and document control processes across lending transactions.

Required Knowledge & Skills

Strong Working Knowledge Of:

- Loan and security documentation
- Lending transaction structures
- Contract drafting and review
- Supply Chain Finance documentation and workflows

Sound Understanding Of:

- Indian Contract Act
- Companies Act
- Transfer of Property Act
- Sale of Goods Act
- SARFAESI Act
- Insolvency and Bankruptcy Code (IBC)
- Principles of Hypothecation and Security Creation

Preferred Knowledge Of:

- RBI Master Directions applicable to NBFCs
- Co-Lending Guidelines
- Digital Lending Framework
- Outsourcing Guidelines
- Technology-enabled lending ecosystems

What We Look For

- Robust documentation review and contract analysis skills.
- Sound legal research and analytical capabilities.
- High attention to detail and documentation discipline.
- Ability to identify legal risks, documentation gaps, and process exceptions.
- Strong coordination and stakeholder management skills.
- Ability to manage multiple transactions simultaneously.
- Commercially aware and solution-oriented approach.
- Comfortable working in a fast-paced, technology-driven NBFC environment.

📌 Legal Manager (Mumbai)
🏢 Shapoorji Pallonji Finance Private
📍 Mumbai