About PrishaPolicy

Prisha Insurance Brokers Private Limited (PrishaPolicy) is a full-service insurance broking company based in Gurugram, Haryana, serving both corporate and individual clients with insurance consultancy, risk management and insurance solutions.

PrishaPolicy works across a wide range of insurance products, including Fire, Engineering, Marine, Liability, Motor, Health & Accident and Life Insurance.

The company focuses on helping clients identify and manage their insurance requirements through tailored insurance solutions, risk assessment, policy placement and ongoing support.

Role Overview

We are looking for a detail-oriented and proactive Underwriter with 1–3 years of relevant experience to join our Sales & Underwriting function at PrishaPolicy.

The role will involve evaluating insurance requirements, reviewing risk information, preparing and coordinating quotations, liaising with insurance companies and their underwriters, and ensuring accurate documentation throughout the underwriting cycle.

The ideal candidate should have a good understanding of insurance products, commercial insurance, underwriting processes and quotation management, along with strong coordination and analytical skills.

Key Responsibilities

- Review client requirements, risk information and proposal details to support appropriate insurance placement.
- Understand client insurance requirements and assist in identifying suitable coverage options.
- Generate and coordinate quotations and source competitive Requests for Quotations (RFQs) from insurance companies.
- Support new business and renewal cases by preparing risk assessments, quotation comparisons and required underwriting information.
- Coordinate with insurer underwriters to understand coverage requirements, terms,



conditions, add-ons, exclusions and risk inspection findings.
- Analyse quotations received from multiple insurers and assist in comparing coverage, pricing, terms and conditions.
- Assist the Sales team in evaluating insurance options and preparing relevant information for client discussions.
- Develop strong working knowledge of at least one commercial line of business, such as Fire, Engineering, Marine or Liability.
- Work closely with the Sales, Underwriting and Operations teams to ensure timely responses, accurate submissions and smooth policy placement.
- Coordinate with insurance companies for quotations, clarifications, negotiations, documentation and follow-ups.
- Maintain complete and accurate underwriting records, proposal documents, quotation details and policy-related data.
- Ensure all required documentation is collected, updated and maintained throughout the underwriting process.
- Assist with day-to-day coordination with insurance companies, including follow-ups, clarifications and documentation.
- Prepare basic MIS, trackers and reports related to underwriting activities.
- Ensure timely data entry, record maintenance and proper documentation.
- Follow up on pending quotations, requirements and insurer responses to ensure cases move within defined timelines.




- Support the team in maintaining accuracy and compliance with internal underwriting processes and guidelines.

What We’re Looking For

- 1–3 years of experience in underwriting, insurance broking, commercial insurance, insurance operations or a closely related role.
- Basic to good understanding of insurance products, policy terms and underwriting/quotation processes.
- Experience or exposure to commercial lines of insurance such as Fire, Engineering, Marine or Liability will be an advantage.
- Robust understanding of insurance quotations, coverage, terms, conditions and policy documentation.
- Strong analytical and problem-solving skills with comfort in working with numbers and basic data analysis.
- High attention to detail and accuracy, particularly while handling quotations, proposals and policy documentation.
- Ability to manage multiple requests, prioritise tasks and follow up effectively.
- Good working knowledge of MS Excel, Word and PowerPoint.
- Good verbal and written communication skills for coordinating with internal teams, clients and insurance companies.
- Ability to work collaboratively with Sales, Underwriting and Operations teams.
- Ability to understand new insurance products, underwriting guidelines and processes quickly.
- A proactive approach with strong ownership and follow-through.

Why Join PrishaPolicy?
- Opportunity to work in a growing insurance broking environment.
- Exposure to multiple commercial and retail insurance products.
- Gain practical experience in commercial underwriting and risk assessment.
- Opportunity to work with multiple insurance companies and understand different underwriting guidelines.
- Collaborate with experienced professionals across Sales, Underwriting and Operations.

📌 Insurance Underwriter (Gurugram)
🏢 PrishaPolicy
📍 Gurugram