Head - Product Management

Lower Parel, Mumbai 8+ years

Full-Time, WFO

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Competitive Compensation

About the Company

FlexMoney Technologies is India's embedded credit infrastructure platform, connecting banks and NBFCs with a large and growing network of merchants across all sales channels. We power Cardless affordability for 68,000+ online merchants (including Flipkart, Amazon and MakeMyTrip) across categories such as travel, insurance, home, fashion, sports, electronics, mobiles, health and wellness. Flexmoney's mission is to Re-imagine Consumer Credit for the mobile-first digital consumer.

Role Objective

We're looking for a Product Leader to own and drive the product vision, strategy, and execution for Flexmoney's Omni-channel affordability platform. This is a high-ownership role for someone who has built and scaled enterprise / B2B products from early traction to meaningful scale — ideally through the 1→10 and 10→100 phases of growth. You will lead a team of 5–7 product managers and work at the intersection of merchants/brands, commerce-enablers, lenders, and consumers to build the infrastructure that makes digital EMI and BNPL-based purchases seamless across India's commerce ecosystem. This is not a 'maintain and optimize' role — we foresee a rich roadmap ahead as commerce increasingly splits into current channels such as social, influencer-led and agentic.

Key Responsibilities

Product Strategy & Roadmap

- Own the end-to-end product roadmap for Flexmoney's omni-channel digital affordability suite — spanning merchant-facing omni-channel commerce journeys (consumer onboarding, personalized financing offers surfacing, checkout experiences, merchant dashboard), lender integrations,



and consumer EMI experiences.
- Define the core digital credit platform roadmap allowing multi-lender seamless financing as a service in every customer journey.
- Define and drive product strategy aligned with business goals, working closely with the CEO, engineering, business, and lending partnerships teams.

Team Leadership

- Lead, mentor, and scale a product team of 5–7 PMs — setting the bar for rigour in problem definition, prioritisation, and execution.

Customer & Merchant Focus

- Be the voice of the customer. Deeply understand merchant and partner needs, pain points, and workflows to build products that drive adoption, activation, and retention.

Platform Scalability & Execution

- Drive platform scalability — you've been through the messy middle of scaling a product from early-stage traction to a platform serving thousands of businesses, and you know what breaks and what holds.
- Own key product metrics: merchant activation rates, EMI transaction conversion, disbursal throughput, lender partner NPS, and platform reliability.
- Work with engineering to make smart technical trade-offs, manage technical debt, and ship with velocity without compromising quality.
- Build and institutionalise product processes — discovery, spec writing, sprint planning, launch readiness, and post-launch reviews — appropriate for Flexmoney's stage.





Experience & Skills Required

- 18+ years of product management experience, with at least 3–4 years in Ecommerce / commerce enablement / Enterprise / B2B / B2B2C product roles.
- 2Demonstrated experience scaling products through the 1→10 and 10→100 growth phases — not just 0→1 ideation.
- 3Strong merchant-facing or partner-facing product experience — you've built products where the buyer is a business (not a consumer), and you understand enterprise sales cycles, integration complexity, and partner success.
- 4Experience managing and growing a product team of 6+ people, including hiring, coaching, and performance management.
- 5Ability to operate at both the strategic (quarterly roadmap, market positioning) and tactical (user stories, edge cases, release management) levels.
- 6Strong analytical skills — comfortable with data, metrics, and making decisions with imperfect information.
- 7Excellent communication and stakeholder management skills, particularly with C suite, engineering leadership, and external partners.
- 8Bonus: Prior experience in ecommerce infrastructure, commerce enablers, lending, fintech, payments, or consumer credit / EMI infrastructure.
- 9Bonus: Experience with platform / marketplace dynamics — multi-sided products where you're serving merchants, lenders, and consumers simultaneously.
- 10Bonus: Background in checkout, payment gateway, EMI, or D2C ecommerce ecosystems.

Position Overview

Reporting To : CEO

Compensation : Competitive

Location : Lower Parel, Mumbai

Ready to Build With Us?

If you're ready for high autonomy and high accountability, we'd love to hear from you.

Apply Now

📌 Head - Product Management (Mumbai)
🏢 Flexmoney
📍 Mumbai