We are looking for a dedicated and motivated individual who has strong technical, analytical and organizational skills for our Lending Services team.

Key responsibilities

This is a team management role, with responsibility for overseeing a team engaged in the following activities:

Analyzing and spreading the financial statements in Moodys RiskAnalyst (MRA) / Creditlens / client customized templates

Analysis of financial statements including Income statement, Balance Sheet & cash flow of public & private companies for the credit appraisal process

Going through the supplementary schedules, notes and MD&A; for the detailed breakups and adjustments

Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures

Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities, Custom Ratios and other financial metrics

Screening the credit agreements and analyzing the financial covenants applicable to the borrower

Monitor Covenant compliance and reporting.

Conduct detailed quality checks of client deliverables





Managing capacity, efficiency and accuracy of the process The candidate should possess reasonable knowledge of the banking processes related to commercial lending, especially corporate loans.

Responsible for delivering 100% quality, Meeting strict deadlines and ability to work under pressure.

Regular communication with the client to ensure the expectations are met

Support with project scoping, client communication, resource staffing based on the requirement, end-to-end workflow management, MIS reporting, etc.

Key competencies

MBA (Finance) / CA (CPA equivalent) / CFA

Experience of 10 plus years in spreading and covenant monitoring; team handling exp. of 3-4 yrs

Exp. in borrowing base is desirable

Solid understanding of credit principles, policies, and regulations

Proficient in Advanced MS Excel

Excellent written and spoken communication skills

Experience of working for a US based bank will be an added advantage

📌 Delivery Manager/ Assistant Director (Pune)
🏢 Acuity Analytics
📍 Pune