Company Description

Khatabook, founded in 2019 by IIT-Bombay alumni, is India’s top business management app designed for MSMEs, with over 50 million downloads in 13 languages. The app streamlines transaction tracking, credit collection, and business operations with features like automated reminders and IVR services. Additionally, Khatabook offers fast and transparent business loans that leverage transaction history, tailored to the unique needs of small businesses.

With $200M in daily transactions and substantial credit recovery, Khatabook is driving growth in India’s MSME sector through innovative, tech-driven solutions. As a progressive and employee-first company, we are dedicated to fostering growth for both our users and team members.

Role Description

Khatabook is seeking a Credit Risk Manager for a full-time, on-site position in Bengaluru South.

The Credit Risk

Manager will oversee and manage credit risk processes by analyzing loan portfolios, crafting risk strategies, and identifying high-risk areas to implement effective risk mitigation plans. The role includes using data-driven insights to improve credit models, evaluating client financial health,



and maintaining compliance with credit policies and industry standards. This individual will collaborate closely with cross-functional teams to improve credit decisioning processes and drive portfolio performance optimization.

Qualifications

- Strong skills in financial analysis, risk assessments, and credit policy evaluation.
- Proficiency in data analysis methods, tools, and modeling for forecasting and risk evaluation.
- Experience working with credit scoring systems, credit underwriting, and financial modeling.
- Knowledge of the MSME lending landscape and market trends in the financial services domain.
- Excellent communication, collaborative skills, and decision-making capabilities.
- Hands-on experience with regulatory compliance frameworks and reporting processes is a plus.
- Bachelor’s degree in Finance, Economics, Business, or a related field; advanced certifications (e.g., CFA, FRM) are an advantage.
- Prior experience in credit risk management, preferably in the lending or fintech space.
- Comfortable working in a high-paced, innovation-driven workplace.

📌 Credit Risk Manager - Digital Lending (Bengaluru)
🏢 Khatabook
📍 Bengaluru