- Conduct credit appraisal and analysis of SME clients to assess their financial health, creditworthiness, and risk profile.
- Review business plans, financial statements, industry trends, and other relevant data to evaluate loan applications.
- Collaborate with internal stakeholders to identify potential risks and develop strategies for mitigating them.
- Provide recommendations on approval or rejection of loan proposals based on thorough evaluation.
Job Requirements :
- 2-8 years of experience in credit auditing or related field (e.g., credit underwriting).
- Robust understanding of various types of loans such as business loans, personal loans, home loans, loan against property (LAP), working capital financing options etc.
- Proficiency in evaluating complex financial data including balance sheets, income statements cash flow statements etc.
📌 Credit Auditor (Mumbai)
🏢 Yes Bank
📍 Mumbai
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