Role & responsibilities :

Responsible for ensuring delivery of competent and consistent service in line with set standards that results in an enhanced customer experience for bank customers.

- To ensure that the defined productivity targets basis the Service desk handled, for call handling time, quality parameters, knowledge scores are met consistently.
- To ensure zero defects processing of all customer requests and enquiries, including prompt and accurate Hotlisting of lost cards reported.
- Resolution of customer queries, requests, complaints as per defined process.
- To ensure complete and accurate resolution within the defined TATs.
- To ensure process compliance as per the set Audit and SQ guidelines.
- Refer specific job responsibilities for further details of job purpose.

Customer Interaction & Query/Complaints Management Job Role includes, handling of inbound calls received from customers enquiring details of the product holdings, product or process related information. (For any / all products areas like Credit Cards, Bank A/Cs, Deposits, Loans, Depositories, Mutual Funds, Debit Cards, Prepaid & Forex Cards or any other Direct Banking related calls)

- Enquiries & transactions related to the products availed by the customer.
- Clarifications & queries on billing, payment confirmation, charges, EMI details, statement of account etc.
- Handling requests such as balance statement/ NOC/ PIN/NetBanking Password, statement of account, Fixed Deposit advice etc.
- Handling of financial transactions (currently Fixed Deposit/ RD opening) as requested by customers.
- Responding to customers with the resolution within the defined TATs.
- Process the requests as per defined process, while ensuring adherence to the customer authentication process.
- Answering customer calls within the specified call answer time.




- Adherence to the defined service delivery standards.
- Accurate data capture of the request details.
- Accurate and complete data capture of the customer issues / complaints in the relative formats. Logging of the complaints in the system, as per the laid down process. Proper follow-up with the concerned department / branches for resolution and closure of the complaints.
- Attempting to delight the customer by striking a relationship and fulfilling needs.
- Call back to customers in case of any unresolved queries etc.
- Appropriately escalating cases to SME / Supervisor.

Call quality :

- Deliver service quality in order to achieve Quality benchmarks defined from time to time.
- First Call Resolution as per defined benchmarks
- Achieve defined Call Quality scores.
- Achieve defined KAT /E learning Scores

Audit & Process Compliance:

- Ensure adherence to process and Audit requirements.
- Ensure accurate and timely submission of financial transactions & requests.
- Ensure Error-free logging/recording of customer requests
- Adherence to set processes of updating customer interactions in HDFC Bank One / any other application for servicing customers. Ensuring timely updation of interactions in appropriate systems.

Schedule Adherence & Service Productivity standards:

- Consistently meet the service productivity standards Staff needs to meet the service productivity standards as defined from time to time
- Ensure adherence to schedule and login times as applicable Staff needs to maintain service adherence

Other Operational Activities

- Maintenance of records / record keeping.
- Keep self-updated on the product/ process knowledge as per the training imparted by the Training / Supervisors/ Quality.
- Shift Adherence
- Nil Unscheduled offs
- Appropriate attendance record updation
- Nil Exception of ID maintenance
- Adherence to Audit and compliance process as defined.

📌 Virtual Care - VC Service RM - Phone banking (Chennai)
🏢 HDFC Bank
📍 Chennai