Lending and Mortgage

- Handling Title Investigation and Due Diligence of property mortgaged as security/ collateral with the Bank for various products

- Scrutinizing and advising on the documentation pertaining to lending activities, Drafting and vetting of various Facility / Lending Documents, Mortgage documents including various Undertaking, Indemnities, Release Deeds, POAs, etc.

- Highlighting risk parameters to the stakeholders from time to time

- Advising on Stamp Duty, Registration and Mortgage related queries from time to time.

- Ensuring compliance of Regulatory Guidelines:

- Framing process notes and policies as per the guidelines issued by regulatory authorities from time to time.

- Handling regulatory Audit and Inspection.

- Drafting of Agreements, Contracts and Approving Terms & Conditions:

- Handling Contract Managements, Drafting and Vetting of various agreements such as Service Level Agreements,



Outsourcing Agreements, Payment Gateway, Referral and Digital Marketing Agreements, Co-origination, i.e. Co-Lending contracts, Collaboration Agreements, Business Correspondence (BC) Agreements, Commercial Contracts with the Vendors and Channel Partners

- Drafting and Vetting of Loan Agreements, Sanction Letters, POAs and various security documents;

- Handling Litigations and Arbitration Proceedings:

- Appointing and liasoning with Advocates.

- Handling Civil and Criminal matters filed before various courts and Arbitration Tribunals.

- Drafting and vetting of written submissions, Rejoinders, Statement of Claims, Appeals, etc.

- Handling recovery matters and giving opinion on legal course of action for NPA and default accounts

📌 Team Member - Legal (Hyderabad)
🏢 Kotak Mahindra Bank
📍 Hyderabad