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Job Title: Product Owner – Cards And Payments
Required Technical And Professional Expertise
- 8+ years’ experience in banking payments transformations or implementing new payment systems
- 3+ years’ of experience as a Product Owner or similar role in the payments or financial services domain.
- 5+ years’ experience in building digital payment channels and leading large-scale modernization programs, including the development of microservices, API frameworks, and BIAN APIs.
- Strong understanding of payment systems, processing, and industry trends (e.g., ISO 20022, digital wallets, payment gateways).
- Excellent communication, collaboration, and interpersonal skills.
- Ability to analyze complex data and make data-driven decisions.
- Familiarity with Agile methodologies and tools (e.g., Scrum, Kanban, JIRA).




- Strong problem-solving skills and a customer-centric mindset.
- Experience with API integrations and payment technologies.
- Knowledge of regulatory requirements in the payments industry (e.g., PCI DSS, PSD2).
- Certification in Product Management or Agile methodologies (e.g., Certified Scrum Product Owner).
- Strong knowledge and experience across Payments & Cards domains
- Strong knowledge and experience across Payments messaging standards such as NACHA, ISO 8583, ISO 20022, SWIFT
- Robust knowledge of upstream and downstream systems in payments landscape like Core banking, Payment Switches, Compliance, FX, Advising, Billing etc.
- Strong knowledge about one or more payment systems e.g. Electronic Transfer, Cheque Clearing/ACH, Card/ATM Networks, RTGS, Cash Management etc.
- Strong Knowledge of clearing, settlement and Dispute Management process.
- Good Knowledge of Omni Channel payment ecosystem
- Good Knowledge of Payments valu

📌 Product Manager-Owner-Payments-Manager (Bengaluru)
🏢 EY
📍 Bengaluru