Roles and Responsibilities :

- Develop financial models to forecast potential risks and returns for the proposed credit transactions.

- Manage the credit assessment process for corporate clients and ensure timely decision.

- Conduct detailed credit analysis and risk assessment for potential clients

- Review and prepare the credit opinions and gather all opinions from the branch departments for approval by relevant committees

- Comply with all the regulatory requirements and internal policies related to credit management

- Develop new credit products and policies assigned to Credit Department

- Managing asset quality quality of the portfolio, monitoring delinquency.

- Coordinating with the Middle Office for recording credit related transactions in the CBS,



RBI reporting etc

- Actively participate in structuring of complex credit transactions, Development of CBS system and other ancillary tasks.

Job Requirements :

- 10-20 years of experience in banking industry, preferably in a similar role.

- Solid understanding of credit analysis principles, including financial statement review and cash flow analysis.

- Excellent communication skills for effective client interaction and relationship-building.

- Ability to work independently with minimal supervision while meeting deadlines.

📌 Credit Manager (Delhi)
🏢 Sberbank
📍 Delhi