Company Description Kinara Capital is a socially responsible fintech company focused on driving last-mile financial inclusion for small business entrepreneurs across India. As an RBI-registered, systemically important NBFC, Kinara offers fast, flexible, collateral-free business loans that help MSMEs grow and scale.

The organization is led by a visionary founder and a women-majority management team, and has earned global recognition, including SME Financier of the Year awards from SME Finance Forum & IFC, and the Innovative Financing award from UN Women Asia-Pacific WEPs. Kinara has been consistently ranked among the Top High-Growth Companies Asia-Pacific by the Financial Times and recognized as one of India’s Growth Champions by the Economic Times. Leveraging AI/ML-driven risk assessment and digital tools such as the #myKinaraApp, Kinara has supported over 100,000 MSME customers with quick, seamless loan approvals and disbursements.

Role Description The Area Manager role at Kinara Capital is a full-time, on-site position based in Bidar.

The Area

Manager is responsible for leading and managing a team of field and branch staff to achieve business targets, maintain portfolio quality, and ensure high levels of customer satisfaction among MSME clients. Day-to-day activities include planning and driving sales activities, monitoring loan acquisition and disbursement, overseeing collections and risk control, and supporting team members through regular coaching and performance reviews.



The role involves building strong relationships with local business communities, ensuring adherence to company policies and regulatory requirements, and providing timely reporting and insights to regional leadership.

The Area

Manager will collaborate closely with cross-functional teams to improve processes, enhance service delivery, and contribute to Kinara’s mission of financial inclusion.

Qualifications

- Candidates should possess robust team leadership and people management skills, including the ability to mentor, motivate, and evaluate performance.
- Candidates should possess solid sales, business development, and relationship management skills, preferably in MSME lending or financial services.
- Candidates should possess capabilities in portfolio management, collections oversight, and risk assessment to maintain portfolio quality.
- Candidates should possess strong analytical, reporting, and problem-solving skills to monitor KPIs and make data-informed decisions.
- Candidates should possess effective communication and interpersonal skills, with the ability to interact confidently with customers, communities, and internal stakeholders.
- Relevant experience in NBFCs, banking, or fintech, especially in MSME or retail lending, is highly beneficial.
- A bachelor’s degree in business, finance, management, or a related field is preferred; equivalent practical experience may be considered.
- Familiarity with digital tools, mobile applications, and basic MS Office is desirable, along with a strong customer-centric

📌 Area Manager (Bidar)
🏢 Kinara Capital
📍 Bidar