Key Responsibilities

Enterprise Architecture & Solution Design
Define and govern end-to-end application and integration architecture for lending and digital banking platforms.
Develop target-state architecture for modernization initiatives involving LOS, LMS, CBS, DMS, Middleware, Customer Onboarding Platforms, CRM, and Enterprise Services.
Own application architecture across lending, onboarding, servicing, collections, and customer lifecycle platforms.
Prepare solution blueprints, architecture diagrams, technical specifications, sequence flows, deployment architecture, and integration designs.
Evaluate technology options and recommend architecture patterns aligned with enterprise standards and long-term business objectives.
Establish eusable architecture frameworks, design standards, and implementation guidelines.

Lending Domain Transformation
Drive architecture design for Retail Lending,



MSME Lending, Microfinance, JLG, Individual Lending, Business Loans, Housing Loans, and other lending products.
Define target operating architecture for customer onboarding, underwriting, credit decisioning, sanction, documentation, disbursement, servicing, and collections.
Lead legacy modernization and migration initiatives from monolithic applications to API-driven, service-oriented architectures.
Define interoperability strategy between LOS, LMS, CRM, DMS, Collections, Analytics, Reporting, and Enterprise Data Platforms.
Support digital lending initiatives aligned with customer experience, straight-through processing (STP), and operational efficiency objectives.

📌 Lead Solution Architect Lending & Digital Banking Transformation Mumbai
🏢 BDO India
📍 Mumbai