Job Description Role Purpose
nThe Senior Credit Analyst is responsible for independent credit assessment and ongoing risk management of asset finance and leasing exposures across a diverse portfolio of customers in APAC. The role supports origination, portfolio management, and funding activities, with a strong emphasis on engagement with external funders to ensure transactions, portfolios, and structures meet both internal credit standards and funder requirements.
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n Key Responsibilities
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n Credit Risk Assessment & Structuring
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- Prepare clear, well-structured credit submissions for recent and existing transactionsn
- Assess customer, guarantor, and group credit risk, including cross-border group structuresn
- Evaluate collateral and other risk mitigants, taking into account jurisdictional, legal, and enforceability considerationsn
- Provide sound risk recommendations, including credit grading, approval conditions, structure considerations, and monitoring requirementsn




- Review transaction structures to ensure alignment with internal credit standards and external funding requirementsn
- Assess multi-currency exposures, guarantees, and structural risks associated with regional and cross-border transactionsn

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n Portfolio Management & Monitoring
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- Manage and review a portfolio of asset finance and leasing exposures across APACn
- Conduct annual reviews and event-driven credit reassessmentsn
- Identify emerging risks and early warning indicators, and recommend proactive mitigation strategiesn
- Monitor portfolio trends, sector developments, and customer performance to support timely risk management actionsn

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n Funder-Facing Responsibilities
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- Act as a key credit contact for external funding partnersn
- Support various funding structures, including:n
- Sale of receivablesn
- Structured and secured funding arrangementsn
- Prepare funder-facing credit materials, including:n
- Term sheetsn
- Credit summaries and portfolio r

📌 Senior Credit Analyst (Mumbai)
🏢 CHG-MERIDIAN
📍 Mumbai