Analyse and process business loan files for an Australian finance firm, from first application to settlement. Australian lending experience is not required: full training is provided and paid for by the firm. At least three years of experience in banking, accounting, finance or insurance.

Applications close Monday 21 September 2026.

WHO YOU WOULD BE JOINING

Prevail Finance is a boutique Australian finance broking firm, founded in Melbourne in 2017 and working Australia-wide under Australian Credit Licence 509527. A finance broker arranges loans for clients from a panel of lenders; ours has more than 65. We arrange business acquisition, commercial property, SMSF commercial, development and construction, and debt restructure lending. Team of four people today, six by the end of this year. You would be one of them.

Established in 2017, Melbourne. Transaction range $400k–$10M+ AUD. 65+ lenders on panel. 50+ five-star Google reviews.

Priyank Thakkar, Founder — he assessed and approved business loans as a bank Lending Manager and Commercial Credit Analyst before he started arranging them. Master of Commerce (Professional Accounting), twelve years in lending, and still developing property himself. What you learn here is current practice, not textbook theory.

Member — Finance Brokers Association of Australia, Australian Institute of Business Brokers.

Where and when — Gandhinagar, Gujarat, alongside our existing Gandhinagar team. Monday to Saturday, on Australian business hours: an early-morning start and an afternoon finish, IST.

Read us before you apply — www.prevailfinance.com.au and the 50+ five-star Google reviews published there.

WHAT YOU WILL DO

You will carry loan files from first application to settlement, and look after the client afterwards. You report to our Client Delivery Head in Gandhinagar and work under Australian Credit Licence 509527. Advice to clients is given by the licence holder, not by this role.

1. Loan applications. Prepare and lodge applications with Australian lenders through their online portals, with complete documents, accurate CRM records and clear file notes.
2. Credit analysis. Calculate the client's repayment capacity (serviceability) on each lender's calculator, and prepare the funding position: what the client has, what they need, and what closes the gap.
3. Compliance checks. Complete the required checks on every file: customer identity (VOI), anti-money-laundering (AML/CTF) and Australian credit rules (NCCP, Best Interests Duty). You will be trained on all of these.
4. Lender coordination.



Work with the lenders relationship managers on pricing requests, policy exceptions, loan conditions and property valuations.
5. Settlement. Coordinate solicitors, conveyancers and lender settlement teams so every loan settles on time. Check loan documents before the client signs.
6. After settlement. Set up offset accounts and repayments, follow-up calls at 7 and 30 days, and annual reviews: the relationship that brings the next referral.

WHAT WE NEED FROM YOU

1. A degree in Accounting, Finance or Banking.
2. At least three years experience in Banking, Accounting, Finance, Credit, Mortgages, Loans or Insurance; five or more is an advantage.
3. Careful, accurate work under deadlines, and respect for compliance as part of the job.
4. Clear written and spoken English: you will write file notes and speak with Australian lenders.
5. Self-motivated. You want to take on more responsibility over time, not settle in.
6. Australian lending experience is not required. We will train you.
7. The degree gets your CV read. Your ability gets you the job. We hire for talent: rapid learners who think for themselves, work without being checked on, and communicate clearly in writing and in person.

TRAINING IS PROVIDED, AND PAID FOR BY THE FIRM

Australian lending is different from Indian lending, and it is learnable. Your training covers:

Australian credit regulation: NCCP, AML/CTF and Best Interests Duty.

Lender policies and their online application systems.

Each type of loan we arrange, file by file, with every file reviewed before it is submitted, so you learn on real work without carrying the risk alone.

You will learn from our Client Delivery Head, who has five years on these files, and from the founder, who assessed these loans inside the banks before he ever arranged one.

What we cannot train is the wanting to. That part you bring.

HOW WE WORK

You will not be chased. You are given a result to achieve, the authority to achieve it, and the resources you need. Nobody checks whether you have started. You are expected to start.

The checklist is the minimum, not the maximum. Following the process is the basic requirement of the role.



We need people who notice what the checklist missed and fix it before anyone asks.

Your work is measured. Turnaround time, compliance completeness, on-time settlements and client experience are reviewed every week, openly, in front of the whole team.

PAY

Base — for holding the role and meeting its standard.

Premium — as you develop and deliver at a higher level.

Bonus — for clearing a specific, difficult, time-bound project.

Most of your pay is fixed base salary, by design, because compliance work must never be influenced by a bonus. Your salary is benchmarked and agreed individually. We discuss it openly at the first conversation.

HOW TO APPLY

Email your CV, your current location, your notice period, and your answers to the three questions below to [HIDDEN TEXT]. A paragraph each is enough. Write them yourself, in your own words.

Subject line: Senior Credit Analyst – your name

One. Tell us about something you decided to do at work without being asked. What was it, and what happened

Two. Describe a problem you solved when the obvious solution was not available. What did you try, what failed, and how did you work it out

Three. Tell us one thing in this advertisement you disagree with, or would do differently. Tell us why.

Question three is not a trick. It is the answer we read first.

WHAT HAPPENS NEXT

Applications close Monday 21 September 2026. Applications sent before then are read in the order they arrive, so earlier is better.

Every applicant receives a reply, including those not selected.

Shortlisted candidates are contacted within one week of the closing date for a conversation with the founder and the Client Delivery Head.

On appointment, a written role agreement covering title, responsibilities and pay structure, before you start.

The first three months are a window to show the role is working for both sides. If it is not, we part ways positively and without drama.

BEFORE YOU APPLY

Background check — this role handles client credit files, so appointment requires a police check and clearance against ASIC's banned and disqualified persons register. Standard for the industry, arranged by the firm.

Fair assessment — every application is assessed against the same standard. We do not discriminate on age, gender, background, family responsibilities, or anything else with no bearing on the work.

Where and when — Gandhinagar, Gujarat. Office-based, Monday to Saturday, on Australian business hours: an early-morning start and an afternoon finish, IST.

📌 Senior Credit Analyst (Ahmedabad)
🏢 prevail finance
📍 Ahmedabad