Location: Bangalore
Shift Timing: 9 :30 PM – 6:30 AM (US Shift)
Cab facility provided
Experience: 7 to 10 Years

Job Title: Team Leader - Credit Operation (US Mortgage/Loan operation)

Job Summ ary
We are looking for an experienced and detail-orient ed Team Leader – Credit Operati ons to manage and oversee loan origination, processing, and documentation activities. This role involves leading a team, ensuring compliance with credit guidelines, and driving operational efficiency while maintaining high-quality standards across all loan files.

Key Responsibilities
1. Credit Review & Documentation
- Review loan applications and supporting documents to ensure completeness, accuracy, and compliance with credit and program guidelines
- Collect, validate, and organize borrower documentation such as financial statements, tax returns, ownership records, and insurance papers
- Identify and reconcile inconsistencies across documents (e.g., ownership details, revenue figures, entity names, and addresses), escalating discrepancies when required




- Prepare loan files for underwriting submission and closing using standardized checklists and quality control measures

2. Team Leadership
- Lead, mentor, and manage a team of loan processing and origination specialists
- Set clear performance expectations and ensure consistent delivery of high-quality output
- Foster a positive, team-oriented, and performance-driven work environment

3. Loan Origination & Processing
- Oversee the end-to-end loan origination and processing lifecycle
- Ensure adherence to company policies, regulatory requirements, and credit guidelines
- Monitor loan pipelines, identify bottlenecks, and proactively resolve issues to maintain turnaround times

4. Stakeholder Collaboration
- Coordinate with Sales, Underwriting, and Closing teams to address documentation gaps and ensure smooth file progression
- Act as a key point of contact for internal stakeholders on credit operations matters

5. Compliance & Quality Assur

📌 Team Leader (Bengaluru)
🏢 R Systems
📍 Bengaluru