Requisition Number:55799

Job Location:Chennai, IND

Global Grade:Band 6

Work Type:Office Working

Employment Type:Permanent

Posting Start Date:10/06/2026

Posting End Date:30/06/2026
Job Summary

Product Specialist - Retail Payments with a solid background in API development and microservices architecture along with deep expertise in retail banking.Key Responsibilities

Solution Architecture & Engineering Excellence:
- Design robust API-driven microservices solutions for retail payments, ensuring scalability, security, and compliance.
- Collaborate with stakeholders to translate business requirements into scalable and maintainable technology solutions.
- Ensure seamless integration of payment systems with other banking platforms and third-party services.
- Conduct performance optimization and implement best practices to enhance reliability and scalability.
- Functional knowledge in Retail Payments (Domestic & Cross Borders)

Governance, Security and Compliance:
- Identify and implement security controls by collaborating with Security teams.




- Ensure adherence to regulatory compliance, risk mitigation and governance policies.
- Conduct Security impact assessments to mitigate potential risks throughout the delivery lifecycle.
- Ensure adherence to enterprise technology standards and best practices in payment system design and implementation.

Collaboration and Alignment:
- Work Closely with Engineering Lead, Squads and Chapters to define and implement Solutions.
- Provide technical leadership and mentorship to development teams, ensuring high-quality software delivery.
- Collaborate with cross-functional teams for successful implementation and deployment of payment solutions.
- Actively participate in Solution reviews and architectural governance forums.

Innovation & Continuous Improvement:
- Stay updated on emerging technologies in payment space.
- Foster a culture of innovation by driving modernization initiatives and continuous improvement strategies.
- Align

📌 Sr. Assoc, Prod Specialist (Chennai)
🏢 Standard Chartered
📍 Chennai