Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the prospect to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.
The Credit Risk Analyst position will hold a role within the Real Estate & Structured Credit Underwriting (RESCU) team administering portfolio of asset securitization transactions across the ABS class (including auto, credit card, unsecured consumer loans, etc). We are looking for solid individual contributor with good problem solving and analytical thinking in the ABS space. This role will provide unique opportunities for mastering in-depth collateral and deal analysis.
In this role, you’re expected to:
- Accountability for ensuring strong analysis of the assigned portfolio ensuring consistencies with industry leading practices and compliance with all internal risk policies, standards and procedures.
- Assist analysts and associates to perform periodic monitoring of the portfolio.
- Ensure maintenance of organized credit files for credit, regulatory and compliance purposes and ensuring compliance with WCR policies and processes.
- Analyze the credit risk by performing tasks that includes reviewing deal documents & legal documentation.
- Prepare credit approval memos analyzing the risk associated with the collateral quality.
- Analyze periodic data & report for any discrepancy in the data.
- Collect, organize and analyze data from internal and external sources.
- Enhance efficiency through automation & technical skills.
- Maintain regular and open communication with internal as well as external team members on various tasks.
- Understand the do
📌 Credit Financing (Mumbai)
🏢 Citi
📍 Mumbai