About Navi At Navi, our mission is to simplify finance for a billion people, through technology-first products built at scale.
Founded in 2018 by Sachin Bansal and Ankit Agarwal, Navi has grown rapidly across Loans, UPI, Insurance, Mutual Funds and Digital Gold – building products designed around speed, simplicity and customer experience.
Today, millions of customers use Navi for experiences like instant personal loans, fully digital home loan sanctions within minutes, low-cost mutual funds, instant credit lines in minutes and one of India’s fastest-growing UPI platforms.
People here are trusted to solve problems, make decisions and drive outcomes that directly shape the products and experiences used by millions of customers every day.

Where Great Talent Builds Together
We take pride in building high talent-density teams where ambitious people learn from one another every day. The Data Science team at Navi plays a central role in building intelligent solutions that power our products and drive business impact. We work across key domains such as Lending, Collections, KYC,



UPI Growth and Ads recommendation, applying advanced machine learning/deep learning/GenAI techniques to solve high-impact challenges. Our work involves a diverse range of data types—including text, image, and tabular data—and we closely collaborate with cross-functional teams like Product, Business, Engineering, etc. This role offers the prospect to lead high-impact data science initiatives that directly shape Navi’s strategic business decisions. As a Lead Data Scientist, you will operate at the intersection of advanced machine learning, large-scale data processing, and cross-functional collaboration—building scalable, production-ready solutions that drive significant business value. You will work across multiple business units, tackling Navi’s most complex and high-priority challenges, while fostering a culture of technical excellence, continuous innovation, and mentorship within the team. Your

📌 Lead Data Scientist and Machine Learning Lead (Bengaluru)
🏢 Navi
📍 Bengaluru