About the Anupam Finserv:
Anupam Finserv is a listed NBFC focused on building creative lending products for both consumers and businesses. We are a young, ambitious team committed to rapid growth, continuous learning, and taking ownership as we scale.

About the Role:
This role sits within the Risk team and gives you full-stack exposure across credit underwriting, portfolio analytics, and sectoral risk evaluation. You will get hands-on experience in assessing enterprise lending risks, building frameworks, and working closely with business, data, and governance teams.

Key Responsibilities:
Credit Risk & Underwriting
- Work on credit appraisals for mid-market corporates and financial institutions — analysing financial statements, cash flows, business models, and management quality.
- Draft credit notes, rating rationales, and detailed risk assessments.
- Participate in client meetings, due diligence, and industry/peer benchmarking.
- Partner with business teams to evaluate deal structures, covenants, and risk mitigants.

Portfolio & Sector Risk




- Track portfolio health through exposure analytics, rating changes, and early warning indicators (EWI).
- Assist in building sectoral risk frameworks by analysing macro and micro trends.
- Contribute to stress testing, scenario modelling, and limit utilisation monitoring. -Support quarterly portfolio reviews, dashboards, and presentations.

Modelling & Analytics
- Collaborate with Data Science and Tech teams to build credit models, scorecards, and visual dashboards.
- Support validation, back-testing, and continuous improvement of risk models.
- Help automate reporting and monitoring of key risk metrics.

Policy & Governance
- Assist in drafting and refining risk policies, SOPs, and internal guidelines.
- Monitor compliance against risk appetite thresholds and escalate deviations.
- Coordinate with audit and compliance teams for reviews and documentation.

Desired Skills & Qualifications:
- CA with 2-6 years of experience i

📌 Risk Associate (Goregaon)
🏢 Anupam Finserv
📍 Goregaon